Corporate retirement plans
Financial Planning
Retirement, education savings, Social Security, insurance, charitable giving and the other planning decisions families and plan participants face.
Financial Planning
Why Workers Leave Matching Dollars on the Table
A 2023 Vanguard study found that a quarter of participants deferred less than 4% of their income — generally below the threshold to maximize an employer match. While financial constraints play a role for some, psychological factors can also contribute. Understanding these…
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Financial Planning
How to Design a Differentiating Benefits Package
Over the past couple of years, the so-called “Great Resignation” has led to an unprecedented number of career changes. At the same time, the boom in remote and gig work means that skilled employees have more choices than ever. For that reason, recruiting and retaining talent in…
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Financial Planning
Portability Services Network Expands Impact
The Portability Services Network (PSN) has grown to include six providers, covering over 15,000 retirement plans and 5 million members. For employees with balances under $7,000, PSN, which is led by Robert L. Johnson's Retirement Clearinghouse LLC, allows the automated transfer…
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Financial Planning
Six Types of Fiduciaries You Need to Know
A retirement plan may have one or more fiduciaries who have distinct responsibilities, though many individuals and committees may serve in multiple fiduciary roles. Here is a brief overview of the categories of fiduciaries
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Financial Planning
Your Plan Fiduciary Must-Do and Should-Do Lists
When you’re a plan fiduciary, you are, of course, prioritizing what ERISA law requires of you. You have a checklist of Must-Dos. But there is also a list of things that you can do proactively that will keep the plan—and plan fiduciaries—out of trouble. These tasks aren’t…
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Financial Planning
ERISA 3(38) Fiduciary Services
Most companies and organizations’ human resources departments and C-suites are seeking efficiencies and risk mitigation for their entities. For those, and a myriad of other, reasons 3(38) fiduciary discretionary investment management services are getting a closer look by plan…
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