Investment Management
Disciplined planning. Broad diversification. A long-term focus.
Preparation, not prediction. CFA-led, institutional-caliber investment management: portfolios built for your goals and managed alongside your taxes, not around them.
Long-term Investment Success
Risk Lens
Diversification across asset classes helps manage downside risk.
Market Exposure
Strategic asset allocation drives long-term returns.
Disciplined Rebalancing
Proactive rebalancing that leverages volatility to optimize portfolio outcomes.
Disciplined planning, broad diversification, and maintaining a long-term focus.
How portfolios are built
The three-bucket approach
Every portfolio is assembled from three buckets by an investment team led by CFA charterholders. Each bucket has a different job and different risks, and each earns its place by what it does for the whole.
Portfolio
Equities
Economically sensitivegrowth potential,high volatility
Diversifying Strategies
low correlation,inflation hedge,return enhancing
Bonds
Income generation,equity diversification,low volatility
Inside each bucket
The core
Broad, low-cost market exposure
A passive core helps preserve the role and shape of each bucket.
The satellites
Selective active management
Active managers are used where research and selectivity may add value.
Cost discipline applies across the passive core and every active manager selected.
The experience
What you’ll see
The day-to-day of a portfolio here is deliberately calm: clear reporting, a steady calendar and rules set in advance.
Reporting
Reporting you can read in one sitting.
What you own, what it's for and what changed, in plain English, at a length you'll actually finish.
Reviews
Reviews on your cadence.
Portfolio reviews follow the planning loop you set with your advisor and open with our capital-market outlook, so every decision comes with its context.
Rebalancing
Rebalancing as a discipline, not a reaction.
Allocations are rebalanced when they drift past ranges set in advance, not when the headlines get loud.
Tax coordination
Trades are checked against the tax picture.
Asset location, realized gains and available losses are coordinated with the current-year projection before trades are made.
Our investment universe
A broad, diversified asset-class universe, including private investments.
CFA-led, institutional-caliber investment management starts with the full opportunity set. Each portfolio draws from it according to the client’s goals, time horizon and tax picture; no client owns everything on this page.
Equities
- U.S. Large Cap
- U.S. Mid Cap
- U.S. Small Cap
- International Developed
- Emerging Markets
U.S. Investment Grade Bonds
- Short-Term Gov’t
- Short-Term Corporate
- Intermediate Gov’t
- Intermediate Corporate
- Intermediate ABS
- Core Plus
Diversifying Strategies
Non-Core Bonds
- High Yield
- Global/Multisector
Real Assets
- Commodities/Precious Metals
- Private/Direct Real Estate
Liquid Alternatives
- Global Macro
- Hedged Strategies
Private Investments
- Private/Direct Real Estate
- Private Credit
- Private Equity
- Hedge Strategies
- Infrastructure
All investments involve risk, including the possible loss of principal. Diversification does not ensure a profit or protect against loss in declining markets.
Not all strategies are appropriate for all investors. Alternative and private investments involve additional risks, including illiquidity, limited transparency, leverage, valuation uncertainty, and the potential loss of principal. These investments are not suitable for all investors.
Investment insights
What the investment team is writing
Questions
Straight answers on how we invest
Do you use index funds or active managers?
Both, with different jobs. The core of each allocation is passively managed to retain the integrity of the allocation and keep costs low. Around it, we use active managers where we believe they can add value, typically in niche or less efficient markets.
Will you manage around my existing positions and gains?
Yes. Transitions are tax-aware by design: we review embedded gains, check sales against your current-year tax projection and move in stages where that makes sense, rather than liquidating everything on day one.
How often do you rebalance?
By discipline and drift, not by the calendar alone. Allocations are monitored against ranges set in advance and reviewed on your planning cadence; when a position drifts past its range, that's what triggers the trade, not a headline.
Can I hold private investments?
Where appropriate. For qualifying investors and situations, portfolios can include private investments alongside public markets. Not all strategies are appropriate for all investors. Alternative and private investments involve additional risks, including illiquidity, limited transparency, leverage, valuation uncertainty, and the potential loss of principal. These investments are not suitable for all investors.
Who manages the portfolios?
MCF's investment team, led by CFA charterholders, sets the asset allocation, selects and monitors managers and runs the rebalancing discipline, working alongside your advisor and the CPAs who maintain your tax projection. Institutional-caliber process, applied to one family's plan.
Invest like it's one plan.
Thirty minutes with an advisor: your goals, your current portfolio and the tax picture around it. No cost, no obligation.