Corporate retirement plans
Plan Sponsor Insights
The latest retirement plan industry news, education and tips to help you navigate fiduciary responsibilities.
Financial Planning
Helping Gen Xers Weather a Perfect Storm
Generation X — comprising those born between 1965 and 1980 — faces unique financial and social pressures that have left almost half of them with no retirement savings. For plan sponsors, providing tools and resources tailored to this generation’s needs can play a crucial role…
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Financial Planning
Why Workers Leave Matching Dollars on the Table
A 2023 Vanguard study found that a quarter of participants deferred less than 4% of their income — generally below the threshold to maximize an employer match. While financial constraints play a role for some, psychological factors can also contribute. Understanding these…
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Financial Planning
How to Design a Differentiating Benefits Package
Over the past couple of years, the so-called “Great Resignation” has led to an unprecedented number of career changes. At the same time, the boom in remote and gig work means that skilled employees have more choices than ever. For that reason, recruiting and retaining talent in…
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Financial Planning
Portability Services Network Expands Impact
The Portability Services Network (PSN) has grown to include six providers, covering over 15,000 retirement plans and 5 million members. For employees with balances under $7,000, PSN, which is led by Robert L. Johnson's Retirement Clearinghouse LLC, allows the automated transfer…
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Investment Markets
How to Help Participants Avoid These Target Date Fund Missteps
Target date funds (TDF) are in high demand these days. According to a recent Sway Research study, total TDF assets reached $3.5 trillion in 2023 — a record level. Moreover, mutual fund target dates began 2024 slightly ahead of collective investment trusts, holding $1.76…
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Financial Planning
Six Types of Fiduciaries You Need to Know
A retirement plan may have one or more fiduciaries who have distinct responsibilities, though many individuals and committees may serve in multiple fiduciary roles. Here is a brief overview of the categories of fiduciaries
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