Retirement plan participants
Financial Planning
Retirement, education savings, Social Security, insurance, charitable giving and the other planning decisions families and plan participants face.
Financial Planning
Social Security Basics
To be eligible for Social Security benefits, individuals must have earned 40 calendar quarters of wages that were subject to Social Security tax. The amount of the benefits you would receive at full retirement age (FRA) is based on the average of the 35 highest years of earnings.
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Financial Planning
5 Risks to Retirement Income
“If you fail to plan, you are planning to fail”- Benjamin Franklin. Retirement income planning has changed drastically over the last three decades. Thirty years ago, most Americans could safely rely on Social Security and a pension to provide the income they needed in…
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Financial Planning
10 Advantages of Retirement Consolidation
Not sure what to do with your retirement assets from a previous employer’s plan? Review the pros and cons of consolidating into your current employer’s retirement plan versus an individual retirement account (IRA). Lower cost mutual funds Since the retirement plan has all the…
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Financial Planning
Online Security Tips from The Department of Labor
Retirement Plan Participants can proactively reduce the risk of fraud and loss to a retirement account by following these basic rules: REGISTER, SET UP AND ROUTINELY MONITOR YOUR ONLINE ACCOUNT Maintaining online access to your retirement account allows you to protect and…
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