Retirement plan participants
Participant Insights
From personal finance basics to retirement planning, a library to make the path a little simpler.
Tax Planning
Roth in Review
Roth retirement plan contributions have the potential to allow individuals more flexibility in saving for retirement, whereby giving investors more control over the taxable alternatives. However, it is important to weigh the pros and cons. Read more to see if Roth is right for…
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Investment Markets
Weathering a Market Downturn - Near or During Retirement
When you are decades away from retirement, down markets may not feel like a big deal. After all, you can keep saving, buy when stocks are cheap, and position yourself for an eventual recovery. However, a significant loss in the years preceding or just after retirement is more…
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Financial Planning
Social Security Basics
To be eligible for Social Security benefits, individuals must have earned 40 calendar quarters of wages that were subject to Social Security tax. The amount of the benefits you would receive at full retirement age (FRA) is based on the average of the 35 highest years of earnings.
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Estate Planning
Estate Planning Basics
It's important to work with an attorney and possibly a tax advisor / planner on your estate plan. The attorney will guide you through the creation of fundamental estate planning documents. These may include a will, health proxy and a durable power of attorney. A tax advisor /…
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Financial Planning
5 Risks to Retirement Income
“If you fail to plan, you are planning to fail”- Benjamin Franklin. Retirement income planning has changed drastically over the last three decades. Thirty years ago, most Americans could safely rely on Social Security and a pension to provide the income they needed in…
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Investment Markets
10 Financial Terms Every Investor Should Know
This is an introduction to some of the more common investing terms that you may encounter and a brief definition of each
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